A Millennial’s Guide to Saving Money

A Millennial’s Guide to Saving Money

My Dad used to (actually, he still does) say that the millennial is awful with money. So, every month-end that would see me staring woefully at all the missing zeroes in my bank account, I would make a promise to myself that I would be a lot more planned with my moolah. That one month when I was down to my last few hundred rupees, made me realize that I needed to change my ways. When you’re in college, being broke is the worst thing ever, and I forced myself to get my ish together.

Enter Sooch 2.0, the smart, savvy (an exaggeration), wise as ever – with money – version of me.

• I didn’t really do a LOT, just made a few minor changes. For example, I am a teetolater and I realized that when I did go to clubs, I ended up being the grandma and trust me, when you are the ONLY sober person, you don’t need to be going to clubs in the first place. Getting rid of these friends of mine helped drastically. No money was wasted on Uber, or on other people’s liquor, and I got to spend my Sunday nights sleeping in. Unless of course, I had a night shift.

• The second thing I did was cut back completely on ordering in. And I would cook myself healthy meals that momma would approve. Which is something I do till date.

Not only does this save you money, home-cooked meals are almost always so much easier on your heart and your waistline.

• Investments are your best friend. Read up on mutual funds, and property investments and make smart choices. You’ll get returns and you will feel like a sorted person. Get someone to help you out, if you’re getting stuck somewhere. There’s zero shame in asking for guidance.

• I did a lot of debating, and finally made a giant change in my shopping habits. I don’t buy stuff I won’t ever wear. Which means I don’t have clothes that are lying around collecting dust, and I have a closet that gives me breathing space. I’ve also cut back on my makeup shopping addiction by putting myself on ‘low-buys’ and ‘no-buys’, throughout the year, which means sometimes I go without buying makeup for MONTHS at a stretch. I’ve also unfollowed accounts like Trendmood1 on Instagram, because she is an enabler who makes you feel like you are compelled to buy every new launch that every other brand under the sun comes out with.

• I eighty-sixed my credit card. That saved me a lot of headache and hassle and I don’t have humongous bills to pay at the end of every month. If you’re a compulsive and an IMPULSIVE shopper too, don’t get a credit card in the first place.

What are some of the ways you save money?

Ten Relationship Home Truths

Ten Relationship Home Truths

• The biggest mistake people in relationships make would be comparing their relationship to someone else’s.

• A relationship actually should be between two people. Don’t involve a third person. No aunt or mommy or best friend, no one, would ever be able to fix it for you. The only people that can would be you and your partner.

• EVERY COUPLE HAS PROBLEMS. Mature people handle it like pros and that’s why it seems like their relationship is killing it.

• You’re not ready for a new relationship with a new person if you’re constantly saying crap about your ex. You made the choice to date this person, your ex, and you shouldn’t let your present question your brains.

• Rebounds never really last. If someone says they’re happy with their rebound, they’re lying.

• Most millennials are hella scared of marriage. It’s not just you. It’s most of the millennial population. We’re a screwed up generation.

• Also, millennials are really bad with money. Don’t expect your man to always get you stuff because dude is paying EMIs and home loans and you need to chill about not getting a Valentine’s Day gift.

• If you need to play Nancy Drew and if you’re someone that wants his passwords, boo, you ain’t ready. Same goes for the men. If you can’t trust your partner, you need to take a step back and reconsider.

• If you can expect time and attention and other stuff from your partner without overdoing it, you’re going to make a great partner.

• It’s true: if you can be best friends with your partner, you’re super sorted and you’re hella lucky.

Ex-Termination.

Ex-Termination.

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Getting dumped mega hurts. It is going to hurt for a while. But, it’s like a little paper cut, nothing major. It’s never huge enough to make you want to have some extra oxygen cylinders attached to your body. That’s just your heightened emotions playing tricks on you.

In my defence, I get over rejection pretty quickly – quickly being eating two whole entire tubs of ice cream and throwing up, almost at once, like I were trying to throw up memories along with my hurl.

Now, ex-boyfriends (and girlfriends) are bad news. Think of them as little mosquitoes that annoyingly sing in your ears and try to suck you dry. They’re like ticks. Be careful here, because ticks totally cause Lyme Disease.

What do you do in these situations? Be like an exterminator. Ex-terminator. See what I did there? Terminate the ex. Not literally though, you’d end up in prison for manslaughter. And I’d be arrested too for giving you bad ideas.

Do this instead.

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Bwahahah.

And post it on social media for all your friends to see. Yes, you’d get a ton of laughs, but spread happiness, that’s right! *nodding encouragingly*

Also snub them as often as possible. Snub away to glory. If they try to get back together, and say they’d like to stay friends, give them looks of deepest loathing and disgust, the same kind of look reserved for all those icky things like maybe slugs and other gross-ity.

This is what your mantra should be:

I am not angry or happy or sad to see you. I could not give a sh*t. You don’t even ripple” – Gillian Flynn, Dark Places.

And remember. Be an (ex)Terminator.

Love xx