A Millennial’s Guide to Saving Money

A Millennial’s Guide to Saving Money

My Dad used to (actually, he still does) say that the millennial is awful with money. So, every month-end that would see me staring woefully at all the missing zeroes in my bank account, I would make a promise to myself that I would be a lot more planned with my moolah. That one month when I was down to my last few hundred rupees, made me realize that I needed to change my ways. When you’re in college, being broke is the worst thing ever, and I forced myself to get my ish together.

Enter Sooch 2.0, the smart, savvy (an exaggeration), wise as ever – with money – version of me.

• I didn’t really do a LOT, just made a few minor changes. For example, I am a teetolater and I realized that when I did go to clubs, I ended up being the grandma and trust me, when you are the ONLY sober person, you don’t need to be going to clubs in the first place. Getting rid of these friends of mine helped drastically. No money was wasted on Uber, or on other people’s liquor, and I got to spend my Sunday nights sleeping in. Unless of course, I had a night shift.

• The second thing I did was cut back completely on ordering in. And I would cook myself healthy meals that momma would approve. Which is something I do till date.

Not only does this save you money, home-cooked meals are almost always so much easier on your heart and your waistline.

• Investments are your best friend. Read up on mutual funds, and property investments and make smart choices. You’ll get returns and you will feel like a sorted person. Get someone to help you out, if you’re getting stuck somewhere. There’s zero shame in asking for guidance.

• I did a lot of debating, and finally made a giant change in my shopping habits. I don’t buy stuff I won’t ever wear. Which means I don’t have clothes that are lying around collecting dust, and I have a closet that gives me breathing space. I’ve also cut back on my makeup shopping addiction by putting myself on ‘low-buys’ and ‘no-buys’, throughout the year, which means sometimes I go without buying makeup for MONTHS at a stretch. I’ve also unfollowed accounts like Trendmood1 on Instagram, because she is an enabler who makes you feel like you are compelled to buy every new launch that every other brand under the sun comes out with.

• I eighty-sixed my credit card. That saved me a lot of headache and hassle and I don’t have humongous bills to pay at the end of every month. If you’re a compulsive and an IMPULSIVE shopper too, don’t get a credit card in the first place.

What are some of the ways you save money?

Ten Relationship Home Truths

Ten Relationship Home Truths

• The biggest mistake people in relationships make would be comparing their relationship to someone else’s.

• A relationship actually should be between two people. Don’t involve a third person. No aunt or mommy or best friend, no one, would ever be able to fix it for you. The only people that can would be you and your partner.

• EVERY COUPLE HAS PROBLEMS. Mature people handle it like pros and that’s why it seems like their relationship is killing it.

• You’re not ready for a new relationship with a new person if you’re constantly saying crap about your ex. You made the choice to date this person, your ex, and you shouldn’t let your present question your brains.

• Rebounds never really last. If someone says they’re happy with their rebound, they’re lying.

• Most millennials are hella scared of marriage. It’s not just you. It’s most of the millennial population. We’re a screwed up generation.

• Also, millennials are really bad with money. Don’t expect your man to always get you stuff because dude is paying EMIs and home loans and you need to chill about not getting a Valentine’s Day gift.

• If you need to play Nancy Drew and if you’re someone that wants his passwords, boo, you ain’t ready. Same goes for the men. If you can’t trust your partner, you need to take a step back and reconsider.

• If you can expect time and attention and other stuff from your partner without overdoing it, you’re going to make a great partner.

• It’s true: if you can be best friends with your partner, you’re super sorted and you’re hella lucky.

I Cheated and Felt Good

I Cheated and Felt Good

I’m guilty.

I’ve never had these …lapses. Never before. But I managed to slip up this one time.

I was home alone. He wasn’t around. The cat wasn’t around. The dog was with him. Everyone else was on holiday. Everyone but me. And when the cat is away…

The mouse will play. The girl will play. Argh. Ugh. Okay. Deep breath. Got a story to tell here. I’m sure you’re all like:

I’m gonna start from the beginning. I was unhappy. I didn’t like my routine, gym was frustrating the crap out of me and I couldn’t handle it anymore. It began one lazy Friday evening. I usually teach a batch of kids English on the weekends but my class had prior engagements that day, and they didn’t show up. What was a lonely woman to do? I logged in on to one fine app, started scrolling.

My, my.

All of that delicious, airbrushed looking skin. I could almost taste it through the screen. Yum. See, that’s how it started. With “this one little bite that couldn’t possibly hurt, could it?”

The thing with cheating, dear friends, is when you bite, you eventually start to fall. And with the falling comes the drowning. One weekend led to more weekends. One day of scrolling led to more days of scrolling. More days of cheating. You wouldn’t possibly know the satisfaction you get from giving into what you’re craving and before long, it becomes this addiction you can’t shake off.

One step forward, thirty billion steps back. You know it’s wrong, but it feels so good and you can’t stop.

And that’s how I cheated on my Keto. Happy April Fools’ Day, one day in advance.

Okay, PS: Swiggy and Zomato and other Food Delivery apps are really bad for you. Specially when you’re on Keto and you want to eat that box of beautiful, airbrushed looking donuts. Dear me. I think I broke Keto thrice and okay, it felt good but I guess I gotta uninstall all those apps now. I have zero restraint when I don’t have family around. Send help.

The Evolution of Music

The Evolution of Music

Hello, my love.

See what I did there? No? If you’re one of those people that grew up listening to Westlife, Backstreet Boys, Avril Lavigne, and other older artists, you’ll know what I’m talking about.

Westlife were on this hiatus and we thought they’d never come back and then they popped back into the picture with their newest offering, Hello my love. This makes my heart so happy. My Love is actually one of my favorite songs ever. Ooh ooh. Also, their single Better Man reached the top of the iTunes Charts within mere hours of its release just yesterday.

2019 is already off to a good start, people.

I remember back in the day when music would make you feel good, when music wasn’t something you’d had to play in secret because the lyrics were so vulgar they’d make a sailor blush. I’m looking at you, Cardi B. Leaving aside the fact that her name sounds like it could have a very good market as a vitamin supplement, her lyrics and her gyrating is just too much. Also, whatever happened to the Bruno Mars we so loved back in the day? The new video for Please Me is NSFW.

The only different – and good thing – about the 2019 music scene, to me, is probably Billie Eilish. She’s seventeen and slaying. Everything she does, and the music videos she makes, always have people talking. I love it that she doesn’t seem to sell sex (reminds me so much of old timey Avril Lavigne) and she doesn’t act like a crazy person, and that every song of hers has such deeper meaning that whatever meets the eye. So yay, Billie.

I remember being obsessed with boy bands in general. Pretty much like every other nineties baby. And now that those bands are making a comeback, I couldn’t be happier.

Although, pop disruptor Bebe Rexha is someone I listen to on a regular basis, her videos are kind of cringeworthy. Specially that video for Last Hurrah. Yikes. Also, did you know, that her biggest commercial success was this country song she did with Florida Georgia line? Crazy, huh? There’s nothing this woman can’t do. Ooh.

Also, how cool are these angel wings? Do you have a favorite nineties pop band?

Actually Painful Stuff

Actually Painful Stuff

Have you read Simon vs The Homo Sapiens Agenda? Becky Albertalli just casually throws a line in there about how exhausting blogging actually is. That’s the number one thing on our list today: blogging, on the daily, is painful. Painfully hard.

Is there anything harder than that? Yes. Challenges. The 365 day challenge. The gallon-of-water-a-day challenge. The no sugar diet challenge. The list goes on. Now don’t get me wrong – we love lists on this side of the Internet. We do. In fact, my blog seems to be filled with listy posts that people actually managed to read without falling asleep. So yay, go me. My point here, before I digress, is lists are hard to do. Both to make and to stick to. Also, I cannot tell you the number of lists that I have taped to my fridge. It’s more like a noticeboard that’s kind of screaming for help with things left unchecked. Life is mental. Life is batcrap mental. Send help.

You know what else is difficult? Trying to live with Indian parents whose maid just quit on them. Again, don’t get me wrong. My parents are wonderful people. It’s the maid that’s kind of super attached to her new grandkid and didn’t want to be a maid anymore but kind of needed the money – so long story short, she got found out stealing moolah from our wallets and tried to make us look bad and well, um, she quit. Maid culture is rampant in India. Your mum won’t miss you when you’re not around but she’s going to miss the maid. She’s going to be all depressed because she’s the ONLY person who’s working a nine to five job in the circle of other brown mommies, and has to come home and make her own tea. I think this bothers her more than anything else, making her own tea. She detests her own cooking. Go figure. And she won’t like it if you make tea for her because the maid simply does it better. Like holy wow.

Now, as if THAT wasn’t enough, there’s my most painful experience ever – having to wash my makeup brushes every Sunday. It’s a process. You gotta find your brushes first. Make a nice concoction with dishwashing fluid and olive oil, making sure you don’t mess up the ratio. Next, you need to clean the pink Sigma glove you use to swirl your brushes on, so the dirt comes out. And you’ve to do all of that without annoying your mum and her ritualistic Sunday-cooking frenzy. And then you’ve to leave the bushes to dry and put them back in their proper containers so they don’t look messy.

It’s tough being a woman. It is.

*THIS POST HAS BEEN WRITTEN IN JEST. TAKE ALL OF THIS WITH TEN PINCHES OF SALT. IF YOU ARE HYPERTENSIVE, TAKE IT WITH HALF A PINCH OF SALT.

Allergy Season

Allergy Season

I don’t need alarms to wake me up these days. Thanks to the summer cold situation. It doesn’t even help that the air is to teasy with pollen, that my eyes are perpetually watery and my nose is constantly runny, and I’ve used up more tissues than the average public loos. God help me.

Allergic rhinitis is like that ex that won’t leave you alone. You’d think Cetrizine or Montelukast or other antihistamines would do the job and help with your allergy situation but oh no, you pop pills and go to sleep and you oversleep and you miss the morning workout. And that makes you grumpy and the goo oozing from the nosie doesn’t make it any better. Sigh. What a life, guys.

I’ve been atopic my whole life. I get it from my dad. Which means, once I’m exposed to even the tiniest fleck of dust or pollen or whatever, I’ll go red and rashy and end up looking like I’ve recently been burned in the oven. Thanks, Pop. And when you’re a physician, you can’t tell your patients that you’re sick because they lose faith in you (my doctor can’t cure herself) and that’s the worst thing ever.

Then come the food allergies. I can’t eat shellfish or eggplant. My cousin can’t eat his coveted poached eggs. My best friend can’t eat chicken without getting severe reactions. This one time it got so bad, she needed epinephrine shots. Yikes.

And all of that is bearable.

You know what’s the worst thing, though? When you’re allergic to cats. *sobs quietly* I love cats. The Persian ones. My friend had the cutest cats back when I was in college, and I couldn’t even play with them too much because I would end up sneezing my head off. And you don’t want your head to explode around cute furry animals. I have this friend who’s a teacher and is allergic to chalk dust. I wish her university would provide her with a damn marker pen and a whiteboard instead of the old timey backboard and duster and chalk. It’s painful, y’all, having to teach kids and be sneezy and sick and be allergy ridden and dripping nosie. Argh. If you’re reading this post, Ren, you know it’s for you. I hope you get better soon. And your Uni shows some kindness.

Coming back to me, I wish I could enjoy spring. I wish I could breathe in the nice crisp air instead of having to wear a mask all the time. So annoying.

Why Puddin’ Is Such A Feel-Good Book

Why Puddin’ Is Such A Feel-Good Book

The first actual physical book I read this year was Puddin’ by Julie Murphy. Right off the bat, I’m just going to go ahead and say it – it’s adorable. It’s weird when you use the word “adorable” to describe a book you’ve read, but hear me out, okay?

Looking good there, Ms. Murphy!

Warning: SPOILER ALERT!

Puddin’ has two protagonists – polar opposite characters called Millie and Callie. While Millie is an overweight, craft-obsessed, good Christian girl who refuses to say the “s” word and calls it bull-“doo doo” instead, Callie is the quintessential pretty girl, she’s on the dance team and she’s also Mexican.

The story starts off with Millie and her mum and their back and forth about her going to fat camp again, which she’s completely not okay with. She wants to secretly be a Journalist and take over the world.

The next thing we see is Callie’s dance team losing their sponsorship, which was supposed to come from Millie’s Uncle Vernon’s tiny gym. So Callie and her team vandalize the place because they’re so mad at having lost their potential Nationals dream. Millie identifies Callie on the CCTV, thanks to the signature necklace she sports. Callie, being a firm believer in sisterhood, refuses to divulge the names of the rest of the girls who were a part of the prank gone wrong, and ends up getting kicked off the dance team. Vernon doesn’t press charges but Callie is asked to work for free to raise the money lost in the vandalism.

After the few initial hiccups including the fact that Vernon’s wife, Inga, detests Callie, Millie and Callie becomes good friends. Since Callie has no friends left and she manages to hurt the reputation of the Shamrocks (the dance team she was formerly a part of), Millie introduces her to her little group of friends. Routine sleepovers become a thing and Millie is given enough confidence boosting by Callie to ask out the guy of her dreams – the only Indian boy at school, Malik. The story of how they fall in love, and their cutesy dates left me going awwww.

Meanwhile, there’s trouble in Callie’s love paradise, and she has a very banshee-screaming, loud, public breakup with her rich boyfriend, Bryce. A slightly overweight guy, Mitch, shows interest in her but she pushes him away because Mitch isn’t her type. We’ve all been there and pushed away people who were perfectly right for us because we felt like they weren’t our type at all. I know I have.

On her last day at the gym, Callie accidentally finds out that Millie was the one who’d told on her to the cops, and she feels betrayed because Millie never owned up and let her go hurt the Shamrocks instead. Their friendship ends. Temporarily.

But whatever is meant to be, will always be, and they become friends again. Millie’s journalism application is rejected but Callie takes her to Austin (AUSTIN OR BUST) and practically bully the director there to accept Millie’s application despite the fact that Millie isn’t the quintessentially skinny or the prefect newsreader types.

The Shamrocks get their funding too, from Bryce’s Dad and his car dealership ways. The ending of the book is super sweet – the girls are all sitting together and enjoying a pool party with their boyfriends, before Millie leaves for the summer program in Austin. She’s also totally twinning with Callie in their retro swimsuits. Go, girls!

The book is filled with beautiful one liners you could either put on a tee or use as a bumper sticker. My favorite?

“Love is in the details.”

And this one too:

I also realize the power of a red lipstick and I’m picking myself up a Revlon Certainly Red 740, the shade Mrs. Bradley (Callie’s Mama) wears. Love comes and goes, but lipstick is forever, you know?

What A Time To Be Alive

What A Time To Be Alive

I mean, seriously.

There’s been a lot of hype on Instagram surrounding this post:

And of course it has quickly surpassed the most liked photo on Instagram – of Kylie Jenner’s baby Stormi. And the likes just keep growing. The #EggGang seems to be going strong, y’all. Considering that this account is barely ten days old.

Like I said, what a time to be alive.

This actually compels me to say something – 2019 is galloping by like a wild Appaloosa on crack. It’s already the fourteenth of January, like what the heck? Slow down. Also, have you guys looked at the articles online about the world ending on January 21st this year?

To quote a paragraph from this article I found on Express:

The upcoming total lunar eclipse, often dubbed the , will paint the skies a menacing red colour over vast swathes of North and South America, Europe and parts of Africa. The Blood Moon is expected to peak on the night of January 21, 2019, marking the second anniversary of President Donald Trump’s inauguration. Biblical conspiracy theorists have now claimed the coincidental date is significant, with some going as far as to claim the world is coming to an end. Chief conspiracist, Evangelical Pastor Paul Begley from West Lafayette in Indiana, warned his followers the Blood Moon is a prophetic sign of the “end times”.

Uh oh. And watching creepy shows aren’t helping me at this point, but I still do it.

Also, I just realized that the past never truly gets swept under the rug. There’s a Bollywood star called Ranveer Singh who made a rather tasteless comment while sharing the couch with his costar Anushka Sharma, on this talk show called Koffee with Karan. Not only does the deliberate spelling mistake make me mad, it doesn’t help Karan Johar’s case at all. To me, he’s a hypocrite who says everything should be all about empowerment while doing nothing to enforce whatever he says. He’s also the same man that coined the catchphrase, “Nepotism Rocks!”, in addition to being a complete headache that encourages all sorts of douchebaggery on National Television.

Both actors are now married to other people (duh), but this video from 2011 that surfaced recently, doesn’t make Ranveer Singh look good at all. Take a look:

https://www.google.co.in/amp/s/www.indiatoday.in/amp/movies/celebrities/story/old-video-of-ranveer-asking-anushka-if-she-wants-her-a-pinched-goes-viral-internet-roasts-singh-1429478-2019-01-12

We idolize the wrong people, really. Recently two of the key players on the Indian Cricket Team were sent home because of sexist comments they made on the SAME show. Like, can we cancel the show already? How is it still getting a huge audience?

I blame the newspapers. The magazines. The media, in general. Indian media is the worst. I’ve never seen one nice thing in the newspapers. The only thing people actually highlight all the time is bad news. Every agency running the show is biased and close-minded in their own ways, and it just keeps getting worse. Nobody needed to know what designers celebrities wear to award shows or who got married to whom recently. Even if they did need to know, the media coverage shouldn’t be focused on the extravaganza. Somebody please get us a newspaper that doesn’t post page three stuff on page one. I’m going mental.

Or at least, have some positive news printed on the front page. How much negativity do y’all want us to start our mornings with?

Stuff I Failed To Comprehend THIS Year

Stuff I Failed To Comprehend THIS Year

It’s almost the end. Of the year, that is. And 2018 was all over the place. I remember all of us praying, like we typically do, for a beautiful new year just last year and then we got well, a load of crap.

The only good thing that came out of all that crap was probably the Me-moji. Case in point:

While this is very cute and seems to have very fine teeth and all, there’s a million things that made me very unhappy this year. Let’s start with the very obvious, shall we?

1. Atrocious Grammar and Catchphrases:

This was the year of the worst grammar out there. I fail to see how “I’m shook”, “It’s lit”, or “It me” makes any sense. Okay, I maybe a bit of grammar nazi, sure. But I’m also pretty sure that *most* English teachers on the planet are actually smacking themselves on their foreheads.

Also, what’s “She’s quaking” supposed to mean? What’s with the overuse of the word “sister”? Why is it okay to say “I’m sister shook?”

Well, young lady/man, I’m sister shook at your sister atrocity. In case you don’t know what I’m talking about, stop reading and Google James Charles YouTuber.

2. The Over-saturated Market:

There’s this pretty huge Instagram page called TrendMood1, and I think she should change her handle to The Enabler. I’ve never seen someone so influential. She could even sell a used tissue, she’s that convincing.

And she’s been phenomenal in helping saturate the already over-saturated beauty industry.

It used to be Kylie Cosmetics alone that would pump out new launches. But now, we have every other brand follow suit. We can’t keep up, and our wallets and finally our interests follow suit. This is coming from a makeup hoarder. I used to buy a lot. I used to buy a lot in 2017. Heck, even in June this year. But now? Every time there’s a new lipstick out, it’s like I’ve seen it before.

3. Bookstagram Drama:

It’s bad enough we have so much drama in the beauty industry, but now it’s spilled over into the world of Bookstagram too.

It all started with my good friend Faroukh talking about sponsorships and ads. Which actually started off a little bit of a war. And then it quickly escalated. And then it moved to Twitter. I don’t think it’s wrong to expect payment for content you’re putting your heart and soul and time and effort into. It’s only fair that when you’re creating content for someone, you expect to be paid. With actual money. No one should be working for free, right?

But oh boy. It did rub a few people the wrong way. And before we knew it, up went a post talking about how freedom was too important and how money doesn’t count. Oh dear. To think we had drama only in the beauty community. What’s next? Gym membership drama? Oh. Popcorn time.

4. Apple and The Crazy Prices:

So Apple is really testing people with the crazy prices. In India, the new iPhone XS Max is priced slightly higher than a tiny car called the Tata Nano.

While there’s no denying the fact that the new phones are beautiful, it does get my goat sometimes knowing that you’d have to buy extra attachments in order for your phone to be properly functional. The stock adapter isn’t gonna come equipped with fast charging. Which is so annoying.

When you pay so much for a phone, it has to be perfect, right? But it is a beauty. Takes amazing shots, you see. Wow, I’m contradicting myself.

And finally…

5. Wedding Fever:

Everyone is getting married.

Everyone. Celebrities. Common folk. Puppies. Like, what the heck?

I don’t understand how people suddenly develop these weird fevers and then go about doing all of it like crazy on crack.

I know at this rate, I’m going to be the last grandma standing.

Help.

That’s a Wrap On August

That’s a Wrap On August

What a slow month, you guys.

I’m not dead, no. Not even been as busy. I’ve been dry as a bone, meaning my creative juices have literally stopped flowing. It happens, when you’re stressed out and you’re hating on all things remotely connected to the Internet.

A quick rundown on everything that hit me like a speeding train this month:

“TEA SPILLAGE”.

Oh my Lordy. If you’re into makeup and stuff like that, and if you haven’t been living under a rock, you KNOW where I’m going with this. Brands and people my friend calls “Influenza” (influencers) are spilling way too much tea. I don’t know where this phrase came from.

Everyone’s been spilling it, sipping it, burning their tongues in the process. My English friends are super mad, you know, because their precious tea is being used to stir up drama. I feel like tea spillages are going to go extinct very quickly and go down the exact same route as fleek and slay have, and that’s only because the market is so over-saturated, people are getting tired already.

I, for one, want my coffee. I’m done with this stupid tea. I want to find this person who started the phrase and smack them crapless. Why must you squeeze every damn lemon till it turns freaking bitter as eff? Thank you, but stop. Like, now.

FRIENDS WITH BENEFITS/ THROUPLING/ OPEN RELATIONSHIPS.

Jesus. I thought FWB was the end of it. And now we have “throupling”, and I didn’t even know such a word existed. So I did some research and realized a movie (surprise, surprise) had popularized the trend. That’s like three people in a relationship. Isn’t that twisted beyond measure? My brains from the twenties can’t comprehend this weird millennial logic. It can’t. Can yours? Then do explain how and why any of this is normal? The movie was released in 2014, but since stuff reaches popularity (notoriety) here late, we now have this dumb act on the rise in India. Kill me.

(The only good thing that’s been happening is the fact that celebrities are actually getting married. Or engaged. Maybe, people will take some inspiration. High time.)

KERALA FLOODS.

The amount of political dirty laundry aired, post the Kerala flood situation, was crazy. I had no idea politicians lied more than Amy Dunne in Gone Girl ever did. Jesus H. Macy.

The upside, though, was the fact that people – regular people – actually made lots of donations and helped in any way they could. Faith in humanity restored.

“SLOWLY.”

Someone recommended I use Slowly to make pen pals.

I know what you’re thinking. Who the heck has the time? Why this dumb app now? How many apps do we need?

You don’t need a million apps and you don’t need to invest a lot of time. Slowly lets you type letters, with stamps and everything, and here’s the thing – it takes hours for letters to deliver, depending on your location. You get matched with strangers and you have complete anonymity.

I’ve been enjoying writing to people on Slowly. Really happy with the old-school feeling it gives.

Do you have any hits and misses for the month?